Local agents serving the Tulsa area

Tulsa Car Insurance

Without the Hassle

Enter your ZIP code to see your options. It only takes a few minutes.

Local Tulsa agents

Get a Quote

  • Fast

    Start a quote online in minutes.

  • Local

    Licensed insurance agents ready to help.

  • Flexible

    Coverage and payment options that fit your budget.

  • Convenient

    24/7 access to policy documents and policy changes through our mobile app.

How It Works

Getting insured shouldn’t be a chore. Here’s the whole process in three simple steps.

  1. Quote

    Enter your ZIP code and answer a few quick questions about you, your vehicle and your driving history.

  2. Choose

    Pick the coverage that fits: Oklahoma’s state-minimum liability (25/50/25), full coverage, or something in between. An agent can explain every option in plain language, so you know what you are paying for.

  3. Drive

    Make your first payment, then download your ID cards from the customer portal. Keep a copy in your vehicle and you are ready to hit the road. The portal is also where you make future payments.

Frequently Asked Questions About Car Insurance in Tulsa

How much car insurance do I need in Oklahoma?

Oklahoma requires at least 25/50/25 liability coverage: $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. That is the legal minimum, and a serious accident can cost more than those limits. Many drivers choose higher limits for extra protection, and we can help you compare options.

What is the difference between liability and full coverage?

Liability pays for injuries and property damage you cause to other people, up to your policy limits. It does not pay to fix your own car. Full coverage usually means liability plus collision and comprehensive. Collision helps pay for damage to your car from a crash, and comprehensive helps with things like theft, hail, fire and vandalism, minus your deductible.

Do I need full coverage on a financed car?

Usually, yes. Lenders and leasing companies generally require comprehensive and collision coverage until the loan or lease ends, because they have a financial stake in the car. Check your loan or lease agreement for the exact rules, which may include the highest deductible they allow.

What is non-owner car insurance?

Non-owner car insurance is liability coverage for people who drive but do not own a car. It can be a good fit if you often borrow or rent a car, or if you want to avoid a gap in your insurance history. It pays for injuries and damage you cause to others, up to your limits, but it does not cover damage to the car you are driving.

What do I need to get a quote?

Have your driver's license or state ID number, your address, the year, make and model of each vehicle (or the VIN), and the names and birth dates of the drivers in your household. You can start online with just your ZIP code, and the quote walks you through the rest.

Start your quote

How fast can I get covered?

You can often start coverage the same day you buy your policy. Once your policy is active, you can usually get your proof of insurance from the customer portal. If you need coverage quickly, start a quote online.

Can I get car insurance with tickets or an accident on my record?

Usually, yes. Tickets and accidents may raise your price, but they do not have to keep you off the road. We offer coverage and payment options that fit your budget, and our agents can help you find coverage that fits your record.